{"id":188,"date":"2021-07-25T12:03:15","date_gmt":"2021-07-25T12:03:15","guid":{"rendered":"https:\/\/tamilendowmentfund.org\/?page_id=188"},"modified":"2023-11-07T22:23:11","modified_gmt":"2023-11-07T22:23:11","slug":"investment-process","status":"publish","type":"page","link":"https:\/\/tamilendowmentfund.org\/?page_id=188","title":{"rendered":"Investment Process & Strategy"},"content":{"rendered":"\n

Investment Process & Strategy<\/strong><\/h1>\n\n\n\n

Investment Objective<\/h3>\n\n\n\n

The Tamil Endowment Fund seeks long-term capital appreciation and income by employing investment strategies and asset allocation techniques followed by traditional endowment funds. <\/p>\n\n\n\n

Investment Strategy<\/h3>\n\n\n\n

Our investing style seeks to increase total portfolio return while maintaining an acceptable level of risk through diversifying into performance-oriented assets. Our allocation is intended to be across a range of asset classes and geographies. Endowments are able to take advantage of these different asset classes because they feature a long-term investment time horizon with low liquidity needs.<\/p>\n\n\n\n

We invest our endowment through selecting funds, rather than selecting companies or assets directly. <\/p>\n\n\n\n

Investment Process<\/h3>\n\n\n\n

Asset Allocation<\/strong><\/h5>\n\n\n\n
  • One of the main factors that leads to your overall returns is establishing an appropriate asset mix of stocks, bonds, cash, and real estate<\/li>
  • Establish and adhere to a base policy mix – a proportional combination of assets based on expected rates of return for each asset class. <\/li>
  • Assess risk tolerance and investment time-frame when setting targets and then rebalance your portfolio every now and then.<\/li>
  • For example, if stocks have historically returned 10% per year and bonds have returned 5% per year, a mix of 50% stocks and 50% bonds would be expected to return 7.5% per year.<\/li><\/ul>\n\n\n\n
    \"\"<\/figure>\n\n\n\n
    \"\"<\/figure>\n\n\n\n
    Tactical Asset Allocation<\/strong><\/h5>\n\n\n\n
    • Over the long run, a strategic asset allocation strategy may seem relatively rigid. <\/li>
    • Occasionally it may be necessary to engage in short-term, tactical deviations from the mix to capitalise on unusual or exceptional investment opportunities. <\/li>
    • This flexibility adds a market-timing component to the portfolio, allowing participation in economic conditions more favourable for one asset class than for others.<\/li><\/ul>\n\n\n\n
      \"\"<\/figure>\n\n\n\n
      Fund Selection<\/strong><\/h5>\n\n\n\n

      We select funds in combination to produce a portfolio that exhibit the following properties:<\/p>\n\n\n\n

      • Broad Diversification<\/strong>: Investments are made in numerous investment categories ranging from traditional equities and bonds to alternative investments such as real estate and private equity.<\/li>
      • Reduced Correlation<\/strong>: Limited or low correlation between investments is targeted to reduce overall portfolio volatility.<\/li>
      • Alternative Investments<\/strong>: Large percentages of the portfolio are devoted to holdings other than stocks and bonds.<\/li>
      • Inflation Protection<\/strong>: Investments in real or hard assets such as real estate are sought because they can offer inflation protection and income as well as capital appreciation potential.<\/li><\/ul>\n\n\n\n
        \"\"
        Guggenheim Investments<\/figcaption><\/figure>\n\n\n\n
        Investment Selection<\/strong><\/h5>\n\n\n\n
        • Each fund investment will have a written proposal outlining its strengths and weaknesses, the investment team, fees, performance, ESG credentials<\/li>
        • Upon investment committee approval, capital is allocated and deployed<\/li><\/ul>\n\n\n\n
          Portfolio Monitoring<\/strong><\/h5>\n\n\n\n
          • Every quarter portfolio positions are reviewed and reported to the investment committee<\/li>
          • The portfolio is reviewed against our Strategic asset allocation – identifying any deviations<\/li>
          • Any material deviations in investment performance and composition are analysed and reviewed for any further investment actions<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"

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